Access to reliable borrower data can make or break a decision. But what if your own data could do more than just sit in a silo? By contributing to LenderLink’s shared credit data network, you not only help expand the ecosystem. You also gain access to richer, real-time borrower insights that support faster, smarter lending decisions.
Here’s how it works.
Who can contribute?
We welcome contributions from:
- Digital lenders and traditional financial institutions
- Collection agencies and credit servicing companies
- Platforms with verified consumer data (e.g., ID checks, payment transaction records)
- The more diverse the sources, the stronger the insights.
Whether you’re focused on underwriting, collections, or fraud prevention — if you have verified consumer data, you can contribute.
Why contribute?
By sharing your verified data, you:
- Earn credits or revenue: Use credits to run searches or offset costs
- Improve match rates: The more data in the pool, the better your own results
- Gain visibility: Your data becomes part of the broader credit ecosystem
- Promote inclusion: Help build more complete profiles for underserved borrowers
How then can you access verified borrower insights?
Step 1: Contact & Onboarding
Speak with our team to begin the contributor onboarding process.
Step 2: Data Mapping
We’ll help align your datasets to our schema — whether via API, file drop, or manual upload.
Step 3: Upload or Connect
Send your data securely. Our platform supports API pushes, SFTP uploads, and batch file imports.
Step 4: Validation & Anonymization
Your data is validated, deduplicated, and anonymized before going into the network.
Step 5: Earn & Search
You’ll earn credits for eligible contributions and use them to search the network.
You will be able to verify borrower identities, access detailed borrower summaries, and run historical match searches. The more you contribute, the more data you can access— without paying extra.
Security & compliance
We take data privacy and compliance seriously. All contributions are encrypted both in transit and at rest, and undergo strict validation and anonymization before being added to the network. Data is only used for verified, consented purposes and is handled in accordance with our contributor terms and privacy policy. As a contributor, you retain full control over what you share and how it’s used.
Ready to get started?
Join the growing network of lenders and institutions contributing to LenderLink. Help shape a smarter, more inclusive credit landscape and gain access to the insights you need to make confident lending decisions.
Let’s build a smarter, more inclusive credit system together!
