MANILA, PHILIPPINES – – LenderLink, the Philippines’ first real-time credit data network, continues to expand its ecosystem of lenders and data partners, welcoming a new wave of institutions committed to smarter underwriting, fraud prevention, and broader financial inclusion.
Among them is Cashalo, one of the country’s leading digital lending platforms. Known for its commitment to using technology to reach underserved borrowers, Cashalo has integrated with LenderLink to access real-time borrower insights and consent-based checks that enhance its credit decisioning models.
This integration has already helped Cashalo approve more loans for creditworthy borrowers, especially those with limited or fragmented credit histories by filling in key data gaps that typically block access to financing.
At the same time, Cashalo’s verified data contributions are strengthening the broader ecosystem. By securely sharing borrower records through the LenderLink network, they’re helping unlock credit for more Filipinos across participating lenders.
“Our partnership with LenderLink has boosted our ability to make faster, fairer, and more confident credit decisions,” said Gabby Ayala, President of Paloo (DBA Cashalo). “With deeper borrower insights, we’re able to recognize individuals who show strong repayment potential even if they have limited credit history — allowing us to say ‘yes’ more often and extend larger loans to those who truly deserve it.”
Beyond the impact on credit approvals, Cashalo also noted the smooth onboarding experience and technical support provided throughout the process.
“The integration process was seamless, supported by a responsive team and clear documentation that made it easy for us to go live quickly. This partnership reflects our shared commitment to responsible and inclusive lending, helping more Filipinos access financial opportunities and build a stronger credit future.”
LenderLink now counts 12 members across digital lending, point-of-sale financing, and collections including Salmon, Skyro, Finbro, Kredivo, Honeyloan, Moneycat, and others. Many of these lenders serve the unbanked and underserved population–segments often excluded from traditional credit infrastructure.
“We’re proud to work with forward-thinking lenders like Cashalo,” said Christo Georgiev, CEO of LenderLink. “Their participation makes the network smarter and stronger not just for themselves, but for every lender plugged into the platform.”
About LenderLink
LenderLink is a real-time, consent-based credit data network built to help lenders in the Philippines make smarter credit decisions. By connecting lenders, bureaus, and alternative data sources, LenderLink provides the infrastructure for responsible, inclusive lending at scale.
We are ISO 27001 Certified and double Gold winner at the 2025 KMC Startup Awards for Startup of the Year and Customer Experience Excellence. Our infrastructure supports the next generation of credit systems across Southeast Asia.
About Cashalo
Founded in 2017, Cashalo is a leading digital financial services provider in the Philippines. With a customer base of 10 million registered members, Cashalo extends credit services to both banked and unbanked Filipinos, offering an end-to-end digital journey through a mobile app. Cashalo is operated by Paloo Financing, Inc., which is a registered financing company and online lending platform with the Securities and Exchange Commission (SEC), in compliance with regulatory requirements for digital lending services in the Philippines.
For media inquiries or to learn more, contact:
Lendrlink:
📩 marketing@lenderlink.ph
🌐 www.lenderlink.ph
Cashalo:
📩 pr@cashalo.com
🌐 https://cashalo.com
