MANILA, Philippines – Honey Loan, an online lending platform that is part of the global financial technology company Ecofinance, has integrated with the LenderLink credit data network as it expands its footprint in the Philippines.
The move comes as digital lenders face increasing pressure to grow responsibly while maintaining fast approvals and strong portfolio performance.
Honey Loan provides online personal loans with flexible repayment terms, serving local customers who need quick access to funds for daily or unexpected expenses. By connecting to LenderLink’s consent-based credit data exchange, Honey Loan can now review borrower repayment histories from across participating lenders, helping to make informed approval decisions in real time.
“Honey Loan was built to make online lending simple, fast and transparent,” says Kirill Kalashnikov, General Manager at Honey Loan. “At the same time, we are committed to responsible lending practices and fostering financial inclusion in the Philippines. Access to broader repayment data allows us to approve more qualified borrowers while managing risk carefully as we scale.”
LenderLink connects digital lenders and financing companies through a single integration, allowing members to securely share verified borrower information with customer consent. The network currently includes more than 36 million borrower records and has facilitated over a million credit record exchanges.
For Honey Loan, the integration supports its goal of maintaining fast digital approvals while strengthening safeguards against repeat defaults and fraud.
“Fintech companies entering the Philippines need to balance growth with responsibility,” said Christo Georgiev, co-founder and CEO of LenderLink. “By participating in shared credit data, Honey Loan is taking a long-term approach to building a healthy portfolio and contributing to a stronger lending ecosystem.”
Honey Loan is part of Ecofinance, which operate consumer lending brands across multiple markets. The Philippines marks its entry into Southeast Asia, with a focus on accessible, mobile-first financial services.
A stronger network for underserved borrowers
LenderLink’s member base now includes leading digital lenders and financing providers serving the underserved and emerging middle class. As more players like Honey Loan join and contribute data, the network becomes more effective at identifying good borrowers who lack traditional credit histories, enabling lenders to responsibly extend larger loan amounts and better terms over time.
About LenderLink
LenderLink is a real-time, consent-based credit data network built to help lenders in the Philippines make smarter credit decisions. By connecting lenders, bureaus, and alternative data sources, LenderLink provides the infrastructure for responsible, inclusive lending at scale.
We are ISO 27001 Certified and double Gold winner at the 2025 KMC Startup Awards for Startup of the Year and Customer Experience Excellence. Our infrastructure supports the next generation of credit systems across Southeast Asia.
For partnership and media inquiries, contact: marketing@lenderlink.ph
About Ecofinance
Ecofinance is a fast-expanding financial technology company that operates in multiple markets globally under different consumer brands as an innovative and convenient non-bank financial institution. It commits to providing easy access to additional funding and enables its customers to overcome their financial challenges. Since its establishment, Ecofinance has issued more than EUR 230 million in loans. Ecofinance is a part of the Dyninno Group, a multinational conglomerate providing products and services in the travel, entertainment, and finance technology sectors in over 50 countries.
For more information: media@eco-fin.eu
