The SEC’s five-year moratorium on new OLP licenses is over. Here is what international lenders doing market-entry due diligence on the Philippines need to know — including why collections is the hardest capability to get right, and how real-time credit data changes the equation.
MANILA, Philippines Online lending platforms promise approvals in minutes. The pitch is speed: fast application, fast decision, fast disbursement. But the data informing that decision has rarely been fast. Most lenders, digital or otherwise, have relied on bureau queries that reflect repayment behavior from weeks or months ago, or on internal records alone. For short-term […]
LenderLink Co-Founder and CEO Christo Georgiev joined “How to Lend Money to Strangers” live at Money20/20 Asia in Bangkok on April 22, 2026. The host, Brendan le Grange, spent years working in the Philippine credit data space. Christo arrived on the scene shortly after. Between them, they bring over a decade of direct experience watching […]
Giovanni B. Velo, Initiate PH COO and General Manager, and Christo Georgiev, LenderLink Founder and CEO, mark the start of a landmark collaboration between the world’s first all-in-one crowdfunding platform and the country’s first digital credit data exchange, aimed at expanding opportunity, trust, and financial access for underserved Filipinos. LenderLink, the Philippines’ first digital credit […]
MANILA, PHILIPPINES – Most lending decisions in the Philippines are made with incomplete information. A borrower may have years of responsible repayment history, just not with the lender they’re applying to today. That gap has real consequences: creditworthy Filipinos get turned away, or approved for less than they deserve, because the full picture isn’t visible. […]
MANILA, PHILIPPINES – Home Credit Philippines, the country’s leading consumer finance company, is onboarding as a member on LenderLink’s real-time credit data exchange platform. The move is expected to strengthen Home Credit’s credit assessment capabilities while allowing millions of borrowers to demonstrate their creditworthiness across the lending ecosystem. Home Credit’s onboarding brings one of the […]
MANILA, Philippines – Honey Loan, an online lending platform that is part of the global financial technology company Ecofinance, has integrated with the LenderLink credit data network as it expands its footprint in the Philippines. The move comes as digital lenders face increasing pressure to grow responsibly while maintaining fast approvals and strong portfolio performance. […]
The SEC’s new interest rate ceiling for small, short-term loans isn’t just another compliance requirement — it’s a market reset that rewards lenders who compete on fairness, transparency and outcomes instead of price. The opportunity: Respond with smarter lending practices, not simply tighter approval gates, and the industry can strengthen consumer trust while keeping legitimate […]
MANILA, PHILIPPINES – – LenderLink, the Philippines’ first real-time credit data network, continues to expand its ecosystem of lenders and data partners, welcoming a new wave of institutions committed to smarter underwriting, fraud prevention, and broader financial inclusion. Among them is Cashalo, one of the country’s leading digital lending platforms. Known for its commitment to […]
Another milestone for LenderLink before we close out the year. We’re proud to share that LenderLink has officially completed certification as a Technical Service Provider (TSP) under the guidelines of the Credit Information Corporation (CIC). The certification was awarded on December 22, 2025, following the successful completion of the CIC’s TSP training program. What is […]
MANILA, Philippines — Salmon Group, one of the Philippines’ fastest-growing fintech groups, is demonstrating the value of real-time credit data sharing through its partnership with LenderLink, the country’s first real-time credit data exchange platform. The partnership represents one of the first integrations by a Philippines-based fintech group of consumer credit data into a secure, consent-based credit exchange platform. […]
On November 27, we officially launched LenderLink with a community gathering at Uma Nota, Makati. It was part Thanksgiving, part year-end wrap, and a chance to bring together the people behind the growing network we’re building—lenders, data partners, investors, and supporters. The night kicked off with a short welcome and intro from our CEO Christo […]