The Filipino Borrower Report
Q4 is peak borrowing season in the Philippines. This report tracks what happened across millions of loans and hundreds of thousands of borrowers in the LenderLink network.
The Filipino Borrower Report
Q4 is peak borrowing season in the Philippines. This report tracks what happened across millions of loans and hundreds of thousands of borrowers in the LenderLink network.
The questions this report answers
The report covers credit origination, repayment outcomes, product mix, borrower demographics, and delinquency patterns. It is drawn from partner institutions across the country and refreshed daily.
Use it to benchmark your portfolio. Spot where risk clusters. Find the markets others are missing.
How many approved loans actually get repaid?
The origination funnel tracks every loan from application through outcome. The split may change how you think about approval thresholds.
Which loan bracket carries the most concentrated risk?
A specific loan range carries high volume and a delinquency rate that stands out. The report identifies it and maps the full curve by size.
Are your borrowers new or coming back?
Repeat borrowers are easier to score. They are also harder to rehabilitate when overextended. The report quantifies the split.
Which loan product dominated Q4 disbursements?
Holiday season shifted the product mix. One category pulled ahead of the rest. The report breaks down five product types by share.
Where is demand growing that you might be underweight?
Most lenders anchor to the capital region. The data shows a second market gaining share. The report names it and sizes it.
How narrow is the window to collect before write off?
Delinquencies peak at a specific DPD threshold. Past it, accounts pile up with little chance of recovery. The report maps the aging curve.