Real-Time Credit Data for Lending Without Guessing

Access over 45 million verified records through the Philippines’ first credit data exchange: built for faster approvals, better risk insights, and fraud prevention.

lenderlink

Trusted by Leading Financial Institutions

Fetching live network data
45m+
Credit Data Pool
1.5m+
Unique Borrower Records Exchanged Monthly
40+
Contributing Ecosystems
2x
Predictive Power Uplift

Why LenderLink?

We solve the issues you might be facing when it comes to accessing consumer credit data

One Platform

Access, connect, and synchronize borrower credit data seamlessly across online lenders, collection agencies, and credit bureaus—all made possible through a single, powerful API.

Monetize lender data to boost participation

We provide monetary incentives to lenders and bureaus for sharing clean, updated consumer credit data—enhancing hit rates, improving data quality, and granting access to loan records that would otherwise remain unavailable.

24/7 Data Quality Monitoring

Round-the-clock data quality monitoring ensures that LenderLink delivers accurate, reliable, and up-to-date credit data, empowering you to make confident decisions anytime.

ISO 27001 Certified

This ensures that our information security management systems meet the highest global standards. ​

LenderLink simplifies credit data exchange through a secure, consent-driven API network, enabling lenders to share and access critical borrower information while maintaining transparency and earning incentives.

How it works

Product highlights

Explore how LenderLink revolutionizes credit data exchange with innovative, secure features.

60% Hit Rate

higher than legacy credit data sources

2x Cheaper

than existing credit information sources

Pay Per Hit model

No hit = No pay

Multiple contributor database lookup

with only 1 API Call

Daily credit data refresh

to get the most up-to-date consumer credit information

Revenue share

to Contributing Lenders & Data Sources

LenderLink offers three participation modes

Designed for lenders and non-lenders alike, this enables seamless access to over 45 million records (and growing).

Consumer

Gain access to consumer credit records from other lenders & contributing ecosystems. Ideal for new lenders, non-lenders, and is a quick go-live while integrating as Contributor.

Contributor

As Contributor, you share data with other lenders and earn for every positive hit. Access the same records as Consumer, but as Contributor, you can also Receive Full Response Block (Individual Loan Records).

Both

Maximize the benefits of LenderLink. This dual role empowers you to leverage the platform's full potential for smarter, more collaborative credit decisions.

Use cases

Here are some of the ways you can benefit from using LenderLink

Credit Reporting & Risk Assessment

Access comprehensive, real-time consumer credit data to improve the accuracy of your credit reporting and risk decisions.

Fraud Prevention & Account Verification​

Strengthen fraud detection and streamline account verification with shared, real-time credit information.

User Segmentation

Access consumer credit data that allows for better user segmentation and more targeted decision-making.

Existing Portfolio Monitoring & Collections​

Monitor portfolio performance and optimize collections with timely borrower insights.​

We are backed by: