FraudGuard

A fraudster flagged by one lender, detectable by every lender.

A shared face-biometric fraud bureau. Lenders contribute known fraudsters. You search every new applicant against the network.

fraudguard · applicant check
SHARED REGISTRY NEW APPLICANT #a3f9…c1 Match found Flagged by Lender B
Illustrative example.

One fraudster. Many lenders. One registry.

The same face applies at lender after lender, under different names. FraudGuard connects them.

+1NETWORK POWERLENDERS
01 · Contribute

Lenders add their fraudsters

By API, or directly with LenderLink. The more lenders contribute, the stronger the network.

Only hashes are stored, never the photo
#APPLICANT95% MATCH THRESHOLD
02 · Search

Check every new applicant

Against the combined registry, at the point of application.

95% match threshold
=
CONFIRMED FRAUDStolen identitySame face + different details · Flagged by Lender B
03 · Match found

The match, its type, who flagged it

So you know exactly what you're looking at.

Real time

What the hits look like in practice.

35–60%bad rate among applicants flagged by FraudGuard
Lender's portfolio
1×

The lender's own bad rate

Flagged by FraudGuard
1.5–3×

the bad rate of the lender's own portfolio

Measured in retro tests on lenders' actual portfolios.

Hashes only, never the photo95% match thresholdReal time, at the point of application

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