FraudGuard
A fraudster flagged by one lender, detectable by every lender.
A shared face-biometric fraud bureau. Lenders contribute known fraudsters. You search every new applicant against the network.
fraudguard · applicant check
Illustrative example.
One fraudster. Many lenders. One registry.
The same face applies at lender after lender, under different names. FraudGuard connects them.
01 · Contribute
Lenders add their fraudsters
By API, or directly with LenderLink. The more lenders contribute, the stronger the network.
Only hashes are stored, never the photo02 · Search
Check every new applicant
Against the combined registry, at the point of application.
95% match threshold=
CONFIRMED FRAUDStolen identitySame face + different details · Flagged by Lender B
The match, its type, who flagged it
So you know exactly what you're looking at.
Real timeWhat the hits look like in practice.
35–60%bad rate among applicants flagged by FraudGuard
Lender's portfolio
1×The lender's own bad rate
Flagged by FraudGuard
1.5–3×the bad rate of the lender's own portfolio
Measured in retro tests on lenders' actual portfolios.
Hashes only, never the photo95% match thresholdReal time, at the point of application
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