Consent first. Then the check.
LenderLink is a consent-based credit data network. Borrowers agree, identifiers are hashed, and lenders see the result only with that consent.
How a check works.
Four steps. Consent comes before anything moves.
Borrower consents
The borrower agrees to the credit check when they apply with a member lender.
Identifiers hashed
Phone and ID details become SHA-512 hashes, matched on four keys.
Network checks
We look for a match across member records.
Lender sees result
Only for a borrower who consented.
- Identifiers stored and matched as hashes
- Borrower data encrypted
- Each upload replaces the last, so only the latest details are held
- FraudGuard stores face hashes only, never the photo
- A match flag
- Loan and repayment history
- Scores
- Name, date of birth and ID type
Certified and registered.
ISO/IEC 27001:2022
Information Security Management Certified.
NPC Registered
Data Protection Officer & Data Processing System.
Valid until 02 October 2027CIC‑recognized TSP
A Technology Service Provider recognized by the Credit Information Corporation.
Data Privacy Act
Our processes are aligned with the Philippines' Data Privacy Act.
Contact our Data Protection Officer
Questions about your data, a correction, or a request to withdraw consent.
Contact the DPOOur website privacy policy covers visitors to lenderlink.ph. This page covers borrower data on the network.