Core · Live data highway
The latest record on a borrower. Not last month's.
Core complements the monthly batch with real-time exchange. Every member is a gate on the same network.
Illustrative example.
Between batches, the picture goes stale.
A borrower can take five new loans elsewhere before anyone finds out.
Monthly batch
Minimum 30 daysData age
LenderLink
Real time / as of nowLatest credit record on file
One call. Three layers.
Take the depth your team needs.
Layer 1 · Full Response
The raw history
Loan-by-loan records and repayment history across lenders.
Loan APaid
Loan BOpen
Loan CPaid
Analysts and custom models
Layer 2 · Summary
Ready-made indicators
Aggregated features that plug straight into your rules and scorecards.
Requests same day3
Total outstanding₱18,400
30+ days late, last 3 monthsNo
Risk teams writing rules
Layer 3 · Network Score
One score
One score from 300 to 850, with models for Payday, POS and Cash Loan.
Instant decisions
Illustrative example.
Data you can trust.
Every record is checked before it joins the network. Bad data never reaches your decision.
Data validation & QAChecked on arrival
Audit & record logLogged every time
Analytics & smart routingDelivered the moment it happens
50+quality rules checked in real time, from missing fields to balances that don't add up.
Monthlydata quality report for every contributor.
<1%of records with issues.
Contribute to consume.
Only members who feed the highway get to drive on it.
40+members and growing
Our network members
and more...
Consent-based4-key hashed matchingCIC-recognized TSPBuilt for SEC & BSP-regulated lenders
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