The platform
LenderLink is a credit data aggregator that combines information from digital lenders, collection agencies and existing credit bureaus.
How it works
LenderLink simplifies credit data exchange through a secure, consent-driven API network, enabling lenders to share and access critical borrower information while maintaining transparency and earning incentives.
Product highlights:
LenderLink Core
Discover how LenderLink transforms credit data exchange with innovative features designed to enhance accuracy and collaboration.
50% Hit Rate
comparable hit rate to CIC, with records that would be “No Hit”
2x Cheaper
than existing credit information sources
Pay Per Hit model
No hit = No pay
Multiple contributor database lookup
with only 1 API Call
Daily credit data refresh
to get the most up-to-date consumer credit information
Revenue share
to Contributing Lenders & Data Sources
Product highlights:
Collect360
With actionable data insights, we empower you to optimize your credit data collection efforts in the Philippines, driving more effective and impactful results through a monthly subscription fee or a volume-based payment model.
Skip tracing
Effectively track defaulted borrowers who are hard to reach due to outdated contact details with geolocation-based address verification and alternative contact details.
Phone number verification
Ensure reliable borrower contact by prioritizing active SIMs, high-spending profiles, and avoiding recycled numbers with our advanced phone number verification solutions.
Credit history
Enhance collection efforts by prioritizing borrowers with recent credit disbursements who may have the funds to repay debts, while deprioritizing those with recent loan defaults.
LenderLink offers three participation modes
Designed for lenders and non-lenders alike, this enables seamless access to over 30 million records.
Consumer
Gain access to 30+ million records from other lenders & contributing ecosystems. Ideal for new lenders, non-lenders, and is a quick go-live while integrating as Contributor.
Contributor
As Contributor, you share data with other lenders and earn for every positive hit. Access the same records as Consumer, but as Contributor, you can also Receive Full Response Block (Individual Loan Records).
Both
Maximize the benefits of LenderLink. This dual role empowers you to leverage the platform's full potential for smarter, more collaborative credit decisions.
Take 2 minutes to explore our product with this video overview
We’ve put together some helpful guides for you to get setup with our product quickly and easily.
Get started today
Learn more about our platform, company, and the benefits of partnering with LenderLink.
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